Tainan City Investment Invitation Service

To stimulate Tainan's economy and support the development of small and medium-sized enterprises (SMEs), the Tainan City Government has partnered with the Small and Medium Enterprise Credit Guarantee Fund of Taiwan to launch the Tainan City Government Youth Entrepreneurship and SME Credit Guarantee Loan Program.

The program provides credit guarantee financing for young entrepreneurs and various categories of SMEs in Tainan. Loan amounts range from NT$500,000 to NT$10 million, with a repayment period of up to five years.

The loan may be used for purchasing factories, business premises, machinery and equipment, working capital, or startup capital.

Applicants meeting the following requirements may apply for loans of up to NT$500,000:

1. Registered residents of Tainan City aged 18 to 65.
2. Operators of small-scale businesses exempt from commercial registration but possessing a tax registration.(Applicants must provide a Tax Registration Certificate and a Certificate of Taxable Sales Below the Business Tax Threshold issued by the National Taxation Bureau.)

Applicants meeting the following requirements may apply for loans of up to NT$10 million:

1. Meet the official criteria for recognition as a small or medium-sized enterprise (SME).
2. Have a company or business entity registered in Tainan City.

Applicants meeting the following requirements may apply for loans of up to NT$2 million:

1. Companies, businesses, limited partnerships, or legally registered enterprises established for less than five years and registered in Tainan City.
2. The responsible person must be an ROC national, aged 18 to 45, and registered as a resident of Tainan City.
3. Within three years prior to the application date, the responsible person must have completed at least 20 hours of government-sponsored entrepreneurship training or obtained a minimum of two academic credits in relevant courses.
4. Effective June 4, 2024, the interest subsidy period has been extended from two years to five years.

• Applicants seeking financing for the purchase of factories, business premises, machinery, or equipment must submit a sales contract, machinery/equipment catalog, or other supporting documents at the time of application.
• Applicants under Category 1 and Category 2 must have been in actual business operation for at least one year.
• For Category 3 applicants using the loan as startup capital, the loan application may only be submitted within eight months after official approval of company or business registration.